Property owners in Saratoga paid 0.5% of their home’s value in property taxes during the fourth quarter of 2025—less than half the national average, data from BlockShopper.com show.
Based on 62 home sales in Saratoga during this period, the median sale price was $4,137,500. The city’s median tax bill for 2025 was $19,271, which equals 0.5% of the median assessed home value.
The national average effective property tax rate stood at 0.888% in 2024.
Gilroy had the highest property tax rate among all cities in Santa Clara County.
This article calculates Saratoga’s effective property tax rate for 2025 using estimated inflation adjustments and the county’s 2021 tax data. Actual rates may vary in specific instances.
U.S. home prices saw continued growth in 2025, reaching a national median price of $447,000 in June. This is a 1.13% increase from the previous year, according to Redfin. Data further indicate a wide gap between supply and demand, with 36% more sellers than buyers (a difference of 508,715 homes). According to Redfin, a balanced housing market is defined as having seller and buyer numbers within 10% of each other.
The following table offers a comparison of median effective property tax rates in Gilroy and other Santa Clara County cities, using sales and tax data from the fourth quarter of 2025.
| City | Q4 2025 Sales | Q4 2025 Median Price | Median tax 2025 | Effective tax rate |
|---|---|---|---|---|
| Gilroy | 85 | $950,000 | $8,281 | 0.9% |
| Lexington Hills | 4 | $1,014,000 | $8,124 | 0.8% |
| Burbank | 8 | $1,075,000 | $8,317 | 0.8% |
| Morgan Hill | 86 | $1,207,000 | $9,228 | 0.8% |
| Los Altos Hills | 24 | $5,095,000 | $35,273 | 0.7% |
| Milpitas | 85 | $1,280,000 | $8,613 | 0.7% |
| Alum Rock | 8 | $965,000 | $6,521 | 0.7% |
| East Foothills | 13 | $1,500,000 | $10,197 | 0.7% |
| San Jose | 1,343 | $1,400,000 | $9,139 | 0.7% |
| Mountain View | 134 | $1,705,000 | $11,275 | 0.7% |
| Fruitdale | 2 | $1,247,500 | $8,209 | 0.7% |
| Campbell | 69 | $1,680,000 | $10,338 | 0.6% |
| Los Gatos | 66 | $2,222,500 | $14,293 | 0.6% |
| Monte Sereno | 10 | $4,277,500 | $24,139 | 0.6% |
| San Martin | 7 | $1,500,000 | $8,998 | 0.6% |
| Loyola | 11 | $4,300,000 | $25,195 | 0.6% |
| Palo Alto | 138 | $3,200,000 | $15,267 | 0.5% |
| Sunnyvale | 173 | $1,830,000 | $9,601 | 0.5% |
| Saratoga | 62 | $4,137,500 | $19,271 | 0.5% |
| Cupertino | 73 | $2,850,000 | $13,570 | 0.5% |
| Cambrian Park | 4 | $2,300,000 | $9,799 | 0.4% |
| Los Altos | 56 | $4,562,500 | $19,687 | 0.4% |
| Santa Clara | 26 | $2,225,000 | $8,768 | 0.4% |
Information in this article comes from BlockShopper.com. The full source data are available here.
