During Q4 2025, Loyola homeowners paid property taxes at a rate of 0.6% of their home’s value, which amounts to about 0.7 times less than the national average, according to BlockShopper.com.
Median home sales in Loyola during this period reached $4,300,000, based on 11 properties sold. For 2025, the city’s median tax bill stood at $25,195, equivalent to 0.6% of the median home value taxed.
The average effective property tax rate in the U.S. was 0.888% in 2024.
Gilroy topped the list for highest effective property tax rate within Santa Clara County.
This article calculates effective property tax rates for 2025 using projected inflation rates and 2021 county tax data. Actual rates may differ slightly from the estimates provided.
U.S. home prices saw further increases in 2025, with median prices across the nation reaching about $447,000 in June, marking a 1.13% increase from the prior year, according to Redfin. The data reveals a notable imbalance between supply and demand, with 36% more sellers than buyers, a difference of 508,715 homes. Redfin considers a market balanced when seller and buyer counts are within 10% of each other.
The table below provides a comparison of Gilroy and other Santa Clara County cities by median effective property tax rate, based on property sales and tax figures from Q4 2025.
| City | Q4 2025 Sales | Q4 2025 Median Price | Median tax 2025 | Effective tax rate |
|---|---|---|---|---|
| Gilroy | 85 | $950,000 | $8,281 | 0.9% |
| Lexington Hills | 4 | $1,014,000 | $8,124 | 0.8% |
| Burbank | 8 | $1,075,000 | $8,317 | 0.8% |
| Morgan Hill | 86 | $1,207,000 | $9,228 | 0.8% |
| Los Altos Hills | 24 | $5,095,000 | $35,273 | 0.7% |
| Milpitas | 85 | $1,280,000 | $8,613 | 0.7% |
| Alum Rock | 8 | $965,000 | $6,521 | 0.7% |
| East Foothills | 13 | $1,500,000 | $10,197 | 0.7% |
| San Jose | 1,343 | $1,400,000 | $9,139 | 0.7% |
| Mountain View | 134 | $1,705,000 | $11,275 | 0.7% |
| Fruitdale | 2 | $1,247,500 | $8,209 | 0.7% |
| Campbell | 69 | $1,680,000 | $10,338 | 0.6% |
| Los Gatos | 66 | $2,222,500 | $14,293 | 0.6% |
| Monte Sereno | 10 | $4,277,500 | $24,139 | 0.6% |
| San Martin | 7 | $1,500,000 | $8,998 | 0.6% |
| Loyola | 11 | $4,300,000 | $25,195 | 0.6% |
| Palo Alto | 138 | $3,200,000 | $15,267 | 0.5% |
| Sunnyvale | 173 | $1,830,000 | $9,601 | 0.5% |
| Saratoga | 62 | $4,137,500 | $19,271 | 0.5% |
| Cupertino | 73 | $2,850,000 | $13,570 | 0.5% |
| Cambrian Park | 4 | $2,300,000 | $9,799 | 0.4% |
| Los Altos | 56 | $4,562,500 | $19,687 | 0.4% |
| Santa Clara | 26 | $2,225,000 | $8,768 | 0.4% |
All information in this article is sourced from BlockShopper.com. To access the source data, click here.
